Dealing with financial stress can be difficult for many. After all, it can be embarrassing to talk about money or ask for help from others. While it may not seem like it, most people go through periods of financial stress every once in a while.

If you’re going through a stressful financial period, there are some apps that can help you navigate it. Whether you need to budget, improve your credit score, or earn extra cash, these smartphone apps can help.

1. Steady

Steady is an income-earning app that makes money by directing users to free (or free trial) offers and gives you a percentage of its earnings. Essentially, you get paid to sign up for free things.

For example, you can claim $50 when you sign up for a free bank account. Or, $5 when you use a free credit score booster. Steady pays you within the app so you don’t need to go to each provider to collect your earnings. Although sometimes you can get extra earnings from the providers as well.

Steady also has a database of gig-based work, where you can earn additional money that day. You also get a bonus from Steady for signing up. Its database also includes work-from-home jobs, like writing out captions or even being part of an online jury.

Download: Steady for iOS | Android (Free, in-app purchases available)

2. Mint

Mint makes it easy to manage your finances, which can help you get out of a financial hole. Sometimes, budgeting can be too stressful and we can miss important payments. With Mint, you don’t have to worry about that anymore.

The Mint app tracks all your finances and works out your active subscriptions. It also shows you your current net worth based on your assets, so you can see if you’re living above your means.

Mint is full of other great features too, like credit score tracking and tracking your tax refund. You also get personalized insights about your spending habits to see if you’re spending too much in certain categories.

Download: Mint for iOS | Android (Free, subscription available)

3. Acorns

If you are having trouble putting money aside for retirement, consider using Acorns. Acorns is an investment service that rounds up all your purchases to the nearest dollar. Then, that money gets deposited into a retirement account.

For example, if you spend $1.55 on a coffee, the Acorns app will round up to $2.00, putting $0.45 into your retirement account.

While it might not seem like much, it does add up over time, giving you a head start when you’re able to save more money for retirement.

Related: Robinhood vs. Stash vs. Acorns: Which Investment App Is Best?

If you want to set up simple recurring investments, Acorns allows you to do that as well.

With Acorns, your money is automatically deposited into portfolios selected by experts. You can also choose to have your funds deposited into an IRA.

Download: Acorns for iOS | Android (Subscription required)

4. Credit Karma

Sometimes getting in better financial shape means improving your credit score. After all, a better credit score means you can get cheaper interest rates on new or existing credit cards. It also means more affordable loans and a cheaper mortgage payment.

The Credit Karma app provides free tools to check your credit score without putting a hard credit check on your account. Some other credit score checkers do this, and this makes checking your credit hurt your credit score even more.

Related: How to Freeze Your Credit and Protect Your Finances from Fraud

That isn’t the case here. Credit Karma also provides financial tips and lets you know if you’ve missed a payment.

For those with large amounts of credit card debt, Credit Karma also offers tips on a consolidation loan. This loan is usually lower interest and consolidates all your debt into one monthly payment.

Download: Credit Karma for iOS | Android (Free)

5. Truebill

Truebill makes it easy to see what active subscriptions you have and cancel subscritpions you no longer use. Truebill also checks to see if there are any subscriptions you forgot about and are still paying for.

Truebill makes it easy to cancel subscriptions or see when a rate goes up.

Truebill also features a bill negotiator, which can help you lower your monthly bills. The great thing about its bill negotiator is that you don’t pay a dime unless the price is successfully reduced. The amount you usually pay is about 40 percent of the amount saved, meaning you get the other 60 percent to yourself.

Download: Truebill for iOS | Android (Free, subscription available)

6. NerdWallet

NerdWallet, another great budgeting app, tracks your spending and gives you insights on how to save money. NerdWallet features credit score checks, financial advice, and financial planning—all for free.

Related: Make a Personal Budget With Microsoft Excel With These Easy Steps

NerdWallet is known for its analysis of credit cards, and the NerdWallet app will let you know your approval odds before you apply for a new card. After all, you can only make so many inquiries on your credit score in a set period. If you make a check and don’t get approved for a card, it means you wasted your application.

Download: NerdWallet for iOS | Android (Free)

7. Earnin

Earnin is a payday advance that lets you get access to your paycheck a few days earlier. If you have a bill that needs to be paid now but your payday is a few days away, consider using Earnin.

Unlike traditional payday loans, Earnin doesn’t charge fees. However, users are asked to tip when they receive their paycheck advance.

While Earnin does prompt for tips, you don’t have to tip anything. Earnin also generates money through affiliate commissions within the app.

Earnin deposits your cash to your checking account and sends you notifications when you have to pay it back. This will usually be on your payday and will be the amount you took out, plus the optional tip that averages about $5.

Be sure to only use Earnin if you have a guaranteed check or direct deposit on the way and only if you’re certain you can pay it all off when you get paid.

Download: Earnin for iOS | Android (Free)

Reduce Your Financial Stress and Live Comfortably

While finances can be stressful at times, there are great apps that can make your financial situation easier. The days of balancing checkbooks by hand are long gone and technology has given us many great tools to understand our finances.

Apps make our lives easier so why wouldn’t we want them to help us manage our finances, too? By understanding our budgets, improving our credit score, and saving for the future, we can feel more comfortable in the present.